The Truck Accident Law Firm Blog

Some states, such as Florida, are what is called a "no-fault insurance" state, which means that the driver’s own insurance pays for "first-party" benefits and minor injuries received from a truck accident. There are also restrictions concerning what the injured party may sue for.

If you are an insured driver under Florida law your coverage includes Personal Injury Protections (PIP) coverage, which covers damages and injuries caused by an uninsured motorist, when you are not at fault, up to a $10,000 limit. PIP limits may be insufficient to cover all of your losses.

If your injuries meet the Florida criteria for severity, based upon death, significant disfigurement or medical bills, you may be entitled to sue the uninsured motorist for losses. Certainly, it’s advisable to keep track of any expense associated with the losses, injuries and damages you’ve suffered from an accident. Also, keep track of dates expenses were incurred, receipts, names of people associated with these expenses (doctors, repairmen, replacement of any item such as glasses or other property damaged in the accident) and a description of how that person or expense related to the accident.

It is important to consult with an experienced truck accident attorney as soon as possible. He can offer additional instructions or advice that you can follow beginning soon after the accident that may further protect your rights in this situation.

Knowing there are so many uninsured motorists on the roads, you should, if possible, get uninsured/underinsured motorist (UM) insurance. You can also get bodily injury (BI) and additional medical coverage (MP) as well as other coverage to fill the gap left by less responsible drivers.

If you, or a loved one, have been injured as a result of a truck accident, you should contact an experienced truck accident attorney today.